This question is about coping with changes and with regulations. The core competencies being tested here are conscientiousness and openness to experience (being flexible and adapting to change). The secondary competencies are following procedures and being proactive. Let’s examine our options:
A – This course of action shows creativity and proactivity as you find a new solution. However, this course of action is also problematic as you have made a decision and ignored bank procedures.
B – This is a good option, as you display creativity and proactivity by finding a solution, pitching it to your supervisor, and not ignoring bank procedures.
C – This answer choice shows that you follow regulations, but that you are also passive, as you don’t take action to improve the situation.
D – Here you both follow regulations and take action. However, writing an email to customer service is probably not the most efficient way to address this problem. It is better to personally contact the responsible department or to pass it on via your supervisor.
We are left with B and D. Comparing the two, B is more proactive than D. While both options choices follow the bank procedure and take action, in D you simply point out an issue in a relatively passive manner (writing an e-mail). In B, you take initiative by discussing the issue with your supervisor and offering a solution.